Ohio Bankruptcy FAQ

Axelrod Law Office – Serving Clients in Mentor and Lake County

Are you currently considering filing for bankruptcy? Here at Axelrod Law Office, we are here to help you to make the process of choosing and filing for bankruptcy easier on you. We know that this decision is not an easy one, and it is our goal to ease your anxiety and concerns.

With almost 15 years of experience practicing law, our lawyer has the knowledge which can work to your benefit. Our firm is here to help answer any questions that you have. Below, you will find answers to some of the most common questions we receive.

Does bankruptcy stay on my credit report? For how long?

The length of time which bankruptcy stays on your report will depend on the type of bankruptcy for which you file. Generally, it stays on your record for 7 to 10 years. During this time, you can work on rebuilding your credit.

Will the bill collectors and creditors stop trying to collect from me?

Yes. If you choose to file for Chapter 13 or Chapter 7 bankruptcy, an automatic stay will go into effect. This means you will no longer be contacted by creditors and they will not be able to take any collection actions against you.

Do I need an attorney to file for bankruptcy?

It is not required that you have an attorney in order to file for bankruptcy; however, it can benefit you greatly. Our legal team has extensive knowledge and experience that we can put to use to establish a workable plan of action on your behalf.

Why Choose Axelrod Law Office?

Our firm has almost 15 years of legal experience helping clients in a wide range of legal matters, including bankruptcy. We work with our clients to determine the strongest possible action for them. We are dedicated to your best interests, every step of the way.